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LIVE OAK BANK POLITICAL ACTION COMMITTEE

PAC (qualified). Unauthorized.

PAC (qualified)UnauthorizedMixed activity · 50% Democratic / 50% RepublicanInferred from activityQuarterly filer

Financial snapshot

FEC bulk summary totals through Jun 30, 2026

Total receipts$32.8K

FEC reported disbursements$65KReported total may include noncash accounting entries

Individual contributions$31.9K

FEC reported cash on hand$19.9K

Coverage Not reported to Jun 30, 2026Contribution refunds $0Debts owed by committee $0Last report Not reported

Compliance review · No open linked indicators

Automated review indicators, not findings of a violation. Exact reported records are linked; identity is not independently verified. Reported lobbyist-bundling disclosures are not counted as issues.

Latest cycle-wide scan: Sep 12, 2026 · Index refreshed: Sep 12, 2026. Coverage is limited to loaded records and implemented checks.

Scan coverage and freshness

Receipt eligibility: last successful scan Sep 12, 2026 · latest scheduled check skipped (Sep 12, 2026).
Integrity: last successful scan Sep 7, 2026 · indexed scan status completed.
Fundraising patterns: last successful scan Sep 7, 2026 · indexed scan status completed.

No open indicators are linked in the published index. This is not a compliance clearance.

Across the cycle, some findings could not be linked safely to entities; ambiguous identities are withheld.

Candidate connections

Candidate identity and documented relationships · 2025–2026

Candidate campaign receiving transfers
BARR, GARLAND ANDYRepublicanFEC reported
U.S. Senate · Kentucky · Statewide
Election 2026 · Open seat · Current candidate
Receiving campaign: ANDY BARR FOR SENATE, INC.
Candidate details & sources
FEC candidate ID: S6KY00286 · 2025–2026 reporting cycle
Candidate campaign receiving transfers
BUDD, THEODORE P

Registration details

Locally ingested FEC master-file snapshot for 2025–2026

Committee type: PAC (qualified)
Designation: Unauthorized
Party affiliation: No party affiliation reported
Treasurer: DIFFLEY, MATT
Filing cadence: Quarterly filer
Organization type: Corporation
Connected organization: LIVE OAK BANK
Cycles loaded: 2026, 2024
Registered address: 1741 TIBURON DRIVE · WILMINGTON, NC, 28403

Political alignment

Registration, linked-candidate, and disclosed money-flow evidence

Evidence-based classificationMixed activity · 50% Democratic / 50% RepublicanMixed activity · 50% Democratic / 50% RepublicanInferred from activity

FEC registration: PAC (qualified); no party affiliation reported. Classification basis: Inferred from activity. This describes disclosed financial activity, not an official party registration or ideological score. The figures below separately preserve the filer’s Schedule E support and opposition designations.

No candidate support/oppose spending foundThis cycle has no locally ingested Schedule E rows for this committee. Registration, linked-candidate, committee-transfer, and recipient-reported conduit evidence can still establish the alignment shown above.

$0 supporting · $0 opposing · 0 rowsOfficial FEC outside spending ↗

Source & provenance

Trace this profile back to the public record

Source agencyFederal Election Commission

Local row ingestedSep 11, 2026

Source row hash5af7bc4618207896767d747cfd1498270da3e1957b1914782c3c2ba6891bde14

View official FEC record

Financial figures are processed FEC totals and may change when amended reports are filed. Registration fields preserve raw master-file values loaded for the 2025–2026 snapshot.

Contributor	Reported context	Date	Election	Amount	FEC record
MAHAN, JAMES`View reported donor profile →`Supports 6% Democratic / 94% RepublicanDerived from contributionsWILMINGTON NC 28403	CHAIRMAN-CEO LIVE OAK BANKYE	Jul 15, 2025	Primary (P)	$5,000	Original filing ↗
SEWARD, GREGORY`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsWILMINGTON NC 28409	CHIEF RISK OFFICER AND GENERAL COUNSEL LIVE OAK BANKING COMPANYYE	Jul 15, 2025	Primary (P)	$3,000	Original filing ↗
MOROZ, MARK MICHAEL`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsWILMINGTON NC 28403	CHIEF BANKING OFFICER LIVE OAK BANKING COMPANYMY	Jun 30, 2025	Primary (P)	$2,500	Original filing ↗
SPENCER, COURTNEY`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsLELAND NC 28451	CHIEF EXPERIENCE OFFICER LIVE OAK BANKING COMPANYYE	Jul 15, 2025	Primary (P)	$2,500	Original filing ↗
THOMPSON, DAWN`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsRALEIGH NC 27604	SENIOR GOVERNMENT RELATIONS MANAGER LIVE OAK BANKYE	Dec 15, 2025	Primary (P)	$1,200	Original filing ↗
SMITS, STEVE`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsWILMINGTON NC 28403	CCO LIVE OAK BANKING COMPANYYE	Dec 15, 2025	Primary (P)	$1,200	Original filing ↗
CAIRNS, MICHAEL`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsWILMINGTON NC 28411	CHIEF CREDIT OFFICER LIVE OAK BANKYE	Dec 15, 2025	Primary (P)	$1,000	Original filing ↗
DERRAIK, RENATO`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsWAXHAW NC 28173	CHIEF INFORMATION & DIGITAL OFFICER LIVE OAK BANKYE	Dec 15, 2025	Primary (P)	$900	Original filing ↗
NESBITT, DEBRA`View reported donor profile →`Supports 51% Democratic / 49% RepublicanDerived from contributionsFLETCHER NC 28732	USDA COORDINATOR LIVE OAK BANKING COMPANYMY	Jun 30, 2025	Primary (P)	$650	Original filing ↗
LOSCH, WILLIAM`View reported donor profile →`Supports 50% Democratic / 50% RepublicanDerived from contributionsWILMINGTON NC 28403	PRESIDENT LIVE OAK BANKMY	Jun 30, 2025	Primary (P)	$650	Original filing ↗

Recipient	Purpose	Date	Amount	FEC record
THOM TILLIS COMMITTEE`C00545772`RALEIGH, NC	24KMY 24KLinked: C00545772	Mar 11, 2025	$5,000	FEC disbursement search ↗
FRENCH HILL FOR ARKANSAS`C00551275`LITTLE ROCK, AR	24KMY 24KLinked: C00551275	Mar 11, 2025	$5,000	FEC disbursement search ↗
DEBORAH ROSS FOR CONGRESS`C00729277`RALEIGH, NC	24KMY 24KLinked: C00729277	Mar 11, 2025	$5,000	FEC disbursement search ↗

LIVE OAK BANK POLITICAL ACTION COMMITTEE

Financial snapshot

Candidate connections

Registration details

Political alignment

Source & provenance

FEC-reported relationships

Money network

Cash, assets & liabilities

Receipts

Contribution breakdowns

Largest itemized receipts

Disbursements

Largest disbursements

Loans, debts & allocations

Reports & filings